Trusted by Businesses
Small Business Health Insurance That Actually Work for Your Team
Business owners: Get year-round benefits education and support (not just a broker who disappears after enrollment). Start with any budget. Grow as you do.
Licensed & compliant in all applicable states
Trusted by business owners nationwide
Customized plans based on your business structure
Advanced strategies most advisors don’t offer
Most Business Owners Overpay for Health Benefits
(Or Offer Nothing at All)
You started your business to pursue your passion, not to become a health insurance expert.
But here's the reality:
❌ You're losing good employees to bigger companies with "real" benefits
❌ You think health insurance costs $1,000+ per employee (it doesn't have to)
❌ Your last broker enrolled you, then ghosted you for 11 months
❌ Your employees don't understand their benefits = wasted money + frustrated team
❌ You're one key employee departure away from a staffing crisis
We get it. You don't have an HR department. You don't have time to decode insurance jargon. You just want to take care of your team without breaking the bank.
That's exactly why we built R6 Integrity Group differently.
What Makes R6 Integrity Group Different
Many brokers simply enroll a company in a health plan and disappear until renewal season. At R6 Integrity Group, our approach is very different. We focus on education, service, and long-term support for both employers and employees so everyone understands how to fully utilize the benefits available to them. Providing medical benefits for employees is one of the most important decisions a business owner can make. Health coverage helps attract strong employees, retain great people, and support the long-term stability of your company.
At R6 Integrity Group, we specialize in helping small and mid-size businesses design affordable health benefit strategies that work for both the employer and the employees. Many business owners believe offering medical coverage is too expensive or complicated. In reality, there are flexible options that allow companies to start at almost any budget level and grow their benefit offerings over time.
Our goal is to help employers create medical benefit programs that provide meaningful coverage while staying aligned with the company’s financial goals.
Our Team Provides
Employee Benefits Education
Interactive sessions that clearly explain coverage options, empowering employees to understand and confidently utilize their benefits.
Benefits Utilization Guidance
Expert direction on how to effectively use medical and supplemental benefits to maximize value and minimize out-of-pocket costs.
Strategic Benefit Planning
Collaborative employer sessions focused on designing a customized benefits structure aligned with company goals, budget, and workforce needs.
Ongoing Employee Support
Continuous assistance to help employees navigate questions, claims, and coverage details throughout the year.
Annual Plan Optimization
Comprehensive yearly reviews to evaluate performance, adjust strategies, and ensure the benefits program continues to meet evolving business needs.
When employees understand their benefits, they use them correctly and appreciate the investment their employer has made in them.
This level of support is one of the key reasons businesses choose to work with R6 Integrity Group.
Education-First Health Benefits for Businesses
We're Here in March, Not Just December
Questions about claims? Employee confused about coverage? New hire onboarding? Call us. Text us. Email us. We don't disappear after you sign.
Start at $150/Month. Scale to $1,500. Your Call.
No minimums. No "enterprise packages" forced on 3-person teams. We design benefits that match your cash flow today and expand as you grow.
We Teach Your Team How to Use Their Benefits
What's the point of paying for benefits your employees don't understand? We provide education sessions, one-pagers, and Q&A so your investment actually protects your team.
About Us
Flexible Medical Benefits for
Any Budget
Every business is at a different stage. Some companies are offering benefits for the first time, while others want to expand their coverage options for employees.
We help employers design benefit programs that can start at any budget and grow with the company over time.
Rather than presenting a single option, we often build benefit strategies using a tiered approach so business owners can see multiple solutions and choose what works best.
10+
Years Experience
2,500+
Clients Served
Health Benefit Options
Major Medical Coverage
Major medical health insurance provides the most comprehensive coverage for employees and their families.
These plans typically include:
• Full ACA compliant health coverage
• Preventive care and doctor visits
• Hospitalization and specialist coverage
• Prescription benefit
Major medical plans provide the most complete protection and are often the long-term goal for companies as they continue to grow.
Skinny Plans
Skinny plans are a unique option designed to provide affordable healthcare access without the high deductibles often associated with traditional health insurance.
These plans offer:
• No deductible structure
• Monthly membership style pricing
• Guaranteed coverage that does not increase due to pre-existing conditions
• Predictable healthcare access for employees
Skinny plans can be an excellent option for businesses that want to provide employees with medical support while keeping costs manageable.
They are often paired with supplemental benefits to provide broader protection.
HSA Compatible Health Plans
A Health Savings Account (HSA) compatible plan is often one of the most affordable ways for businesses to begin offering health coverage.
These plans typically have higher deductibles but allow employees to contribute to an HSA account using pre-tax dollars.
HSA plans provide:
• Lower monthly premiums
• Tax advantages for employees
• A way to build savings for medical expenses
• Preventive care coverage
This option is often a great starting point for companies that want to begin offering medical benefits while managing costs.
Supplemental Benefits
That Strengthen Coverage
In addition to medical coverage, many employers choose to offer supplemental benefits that help employees manage unexpected healthcare expenses.
Supplemental benefits may include:
• Accident insurance
• Critical illness coverage
• Hospital indemnity coverage
• Disability insurance
• Supplemental life insurance
These benefits can help employees cover out-of-pocket costs and provide additional financial protection.
Many of these options can be offered with little or no cost to the employer while still providing valuable protection to employees.
Our Process
We keep the process simple for business.
Step 1
Review your company structure and employee needs
Step 2
Design multiple benefit options that fit your budget
Step 3
Educate your team on how to use their benefits
Step 4
Provide ongoing support and annual plan reviews
Our goal is to make offering health benefits simple and sustainable for your business.
Smarter Benefits Start with the Right Strategy
Many business owners purchase employee benefits directly from a single provider without realizing how many better-fit options may exist. This often leads to overpaying, limited coverage, or plans that don’t fully support their team.
Working with a broker changes that.
R6 Integrity Group gives you access to multiple carriers and benefit structures, allowing you to compare options and build a strategy that truly aligns with your company’s goals, budget, and workforce. Instead of a one-size-fits-all plan, you get a tailored approach designed for long-term success.
Built for Businesses Like Yours
We partner with companies at every stage of growth, including:
• Small businesses
• Contractors
• Growing companies expanding their benefit offerings
• Professional service firms
• Family-owned businesses
• Employers focused on improving retention and employee satisfaction
No matter where you are in your journey, our focus is simple helping you create a benefits strategy that works today and scales for tomorrow.
Schedule a Business Health Benefits Consultation
If you are a business owner interested in offering health insurance or improving your current employee medical benefits, we would be happy to help.
Our team will review your company’s needs and show you multiple options designed to fit your budget and support your employees.
Schedule a consultation today to explore your health benefit options.
FAQs: Business Health Insurance
How much does small business health insurance cost per employee?
Group health insurance typically ranges from $350-$600 per employee per month for single coverage, with employers often covering 50-80% of the premium. However, costs vary based on plan type (PPO vs. HMO), employee demographics, and chosen deductible. At R6 Integrity Group, we find plans starting at $150/month for budget-conscious startups, with options to upgrade as you grow.
Do I need a broker to get small business health insurance?
No, you can buy directly from carriers like Blue Cross Blue Shield. However, brokers provide access to multiple carriers (not just one), ongoing support when issues arise, and employee education all at no additional cost to you. Think of it like buying a house: you can go direct, but most people want an advocate in their corner.
Can a small business with 3 employees get group health insurance?
Yes, group health insurance is available for businesses with as few as 1 employee (plus the owner). While some carriers prefer 2+ employees, options exist for solo entrepreneurs and micro-businesses. We specialize in finding coverage for 2-500+ employee companies that larger brokers ignore.
What does a health insurance broker actually do after enrollment?
At most brokerages? Not much. They show up at renewal with a rate increase. At R6 Integrity Group, we provide year-round support including: new hire onboarding, employee Q&A sessions, advocacy , mid-year plan changes, and annual strategy reviews. We earn our keep 12 months a year.
What are the best health insurance options businesses?
Businesses benefit from competitive markets including Blue Cross Blue Shield, Cigna, UnitedHealthcare, and regional carriers. The "best" option depends on your budget, whether you need specific provider networks (Banner Health, HonorHealth), and your employee demographics. We compare all options side-by-side to find your fit.
Insurance Brokerage
Trusted Insurance Brokerage for confident insurance decisions based out of Phoenix, Arizona. Serving all 50 states in the US.
Email: [email protected]
Phone: (623) 272-1084
quick links
Business hours
monday: 8am - 5pm
tuesday: 8am - 5pm
wednesday: 8am - 5pm
thursday: 8am - 5pm
friday: 8am - 5pm
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