Group health & retirement for cannabis teams

Offer real benefits. Attract serious talent. Stay compliant.

Benefits bundles medical, dental, vision, and retirement into one plan built specifically for cannabis dispensaries, growers, and manufacturers without the enterprise price tag or compliance headaches.

See if your cannabis business qualifies

Answer 5 quick questions to get a tailored health & retirement benefits estimate for your team.

No obligation. No impact on current coverage. Designed for licensed cannabis operators only.

Why this matters now

Cannabis is growing up. Your benefits strategy should too.

Top budtenders, trimmers, and Growers expect real health care and a path to retirement. But most traditional carriers still treat cannabis as “too hard” or “too risky.” We fix that.

Locked out of major carriers

Most brokers don’t understand cannabis underwriting, leaving you with overpriced plans If any at all.

High turnover, higher hiring costs

Without competitive benefits, you’re constantly retraining staff and losing your best people to MSOs and legacy brands.

Compliance feels risky

Multi-state rules, 280E, and constantly changing regs make it hard to know what’s allowed in your market.

No time to be a benefits expert

You’re running a regulated business already. You shouldn’t also have to architect a health plan and 401(k) from scratch.

What’s inside the package

One integrated benefits stack for cannabis teams

Pick a single package and cover the essentials, health care, retirement, and compliance support without juggling three different vendors.

Full-spectrum health coverage

  • Medical plans with cannabis-friendly underwriting partners

  • Dental & vision options your team actually uses

  • Telehealth and mental health access for frontline staff

  • Employer contribution strategies for every budget

Retirement built for cannabis employers

  • 401(k) or SIMPLE IRA options that accept cannabis payroll

  • Safe Harbor and matching strategies to reduce admin burden

  • Employee dashboards for real-time balance visibility

  • Fiduciary oversight and plan administration support

Compliance & onboarding handled

  • Plan designs aligned with cannabis-friendly carriers

  • Guidance across multi-state and 280E-sensitive structures

  • Digital onboarding for budtenders, growers, and staff

  • Single point of contact for all benefits questions

How it works

Launch a Affordable benefits program in weeks, not months.

We handle the heavy lifting across plan design, carrier selection, and employee onboarding so you stay focused on running your operation.

Step 1

Discovery & compliance check

We review your state(s), entity structure, and goals, then confirm which health and retirement options your cannabis business can access today.

Step 2

Plan design & cost modeling

We put together health and retirement options with clear employer contribution scenarios, so you can see exactly what it will cost per employee.

Step 3

Launch, onboard, and support

We manage enrollment, employee education sessions, and ongoing support—plus annual reviews as your headcount and markets evolve.

Questions, answered

FAQ for cannabis small businesses

If you’re licensed and running payroll in cannabis today, there’s a strong chance we can help you offer real benefits.

Do you only work with cannabis businesses?

No. We work with all business models. While we have a strong presence in the cannabis industry, our mission is much bigger , We believe every business, in every industry, should have access to affordable healthcare and retirement options.

What’s the minimum team size?

We typically start working with employers who have at least 5 full time employees, but we’re happy to review your specific situation. If you’re close to that threshold or scaling quickly, we can help you plan ahead.

Can we start with health and add retirement later?

Absolutely. Many clients start with medical, dental, and vision first, then layer on a retirement plan after the first open enrollment cycle. The R6 team will help you phase in benefits based on your cash flow and hiring plans.

How long does implementation usually take?

For most small cannabis businesses, we can go from discovery call to active health coverage in 4-8 weeks, depending on carrier timelines and your team’s readiness. Retirement plan setup is often even faster.

What states do you support?

We support a growing list of legal cannabis markets. On your consult call we’ll confirm whether your specific state(s) and license types qualify today, and outline a path if your market is still limited.

Next step

Get a custom health & retirement quote for your cannabis team.

Share a few details about your business and we’ll send a tailored benefits roadmap. No pressure, no spam, and no obligation to switch providers.

Average response time: under one business day.

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Trusted Insurance Brokerage for confident insurance decisions based out of Phoenix, Arizona. Serving all 50 states in the US.

  • Phone: (623) 272-1084

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tuesday: 8am - 5pm

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thursday: 8am - 5pm

friday: 8am - 5pm

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