R6 Integrity Group ("Company," "we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website R6integritygroup.com (the "Website") or use our services, including our SMS messaging program.

Please read this Privacy Policy carefully. By accessing or using our Website, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our Website or services.

1. Information We Collect

1.1 Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Fill out forms on our Website
• Sign up for our SMS messaging program
• Request consultations or services
• Subscribe to newsletters
• Contact us via email or phone
• Engage our consulting services

This information may include:

• Name and job title
• Email address
• Phone number (mobile and/or landline)
• Company name and address
• Information related to your integrity and compliance needs

1.2 SMS Opt-In Data

When you opt into our SMS messaging program, we specifically collect:

• Mobile phone number
• Opt-in timestamp and method
• Consent record (including IP address and form submission data)
• Message interaction history (STOP, HELP, etc.)

1.3 Automatically Collected Information

When you visit our Website, we may automatically collect certain information using cookies and similar technologies, including:

• IP address
• Browser type and version
• Operating system
• Pages visited and time spent
• Referring website

2. How We Use Your Information

We use the information we collect for the following purposes:

• Provide, operate, and maintain our consulting services
• Send appointment reminders and consultation confirmations
• Deliver service updates and important notifications
• Send SMS messages you have opted into receiving
• Respond to your inquiries and provide customer support
• Process transactions and send related information
• Improve our Website and services
• Comply with legal obligations

4. How We Share Your Information

We do not sell, trade, or rent your personal information to third parties. We may share information in the following limited circumstances:

4.1 Service Providers

We may share your information with third-party vendors, service providers, contractors, or agents who perform services on our behalf, such as:

• SMS delivery providers (aggregators)
• Customer relationship management (CRM) systems
• Email service providers
• Website hosting and analytics providers
• Payment processors

These parties are bound by confidentiality obligations and are prohibited from using your information for any purpose other than providing services to us.

4.2 Business Transfers

If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.

4.3 Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).

4.4 Protection of Rights

We may disclose your information to protect our rights, privacy, safety, or property, or that of our users or others.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of data in transit (SSL/TLS)
• Secure server environments
• Access controls and authentication procedures
• Regular security assessments

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Specifically:

• SMS Consent Records: Retained for 4+ years to demonstrate compliance with TCPA and carrier requirements
• Customer Service Records: Retained for 7 years per industry standards
• Marketing Data: Retained until you opt out or request deletion

You may request deletion of your personal information at any time by contacting us using the information below.

7. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your personal information
• Opt-Out: Opt out of marketing communications and SMS messages
• Data Portability: Request transfer of your information to another party

To exercise these rights, please contact us using the contact information provided below. We will respond to your request within 30 days.

8. Cookies and Tracking Technologies

Our Website uses cookies and similar tracking technologies to enhance your browsing experience, analyze Website traffic, and understand user behavior. You can set your browser to refuse cookies or alert you when cookies are being sent. However, some features of the Website may not function properly without cookies.

9. Children's Privacy

Our Website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately so we can delete such information.

10. International Data Transfers

Your information may be transferred to and processed in the United States, where our servers are located. By using our Website, you consent to the transfer of your information to the United States.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. For material changes, we will notify you via email or a prominent notice on our Website prior to the change becoming effective. We encourage you to review this Privacy Policy periodically.

12. Insurance, Benefits and Financial Planning Information

R6 Integrity Group helps business owners, employers, families and individuals with services that may include group benefits, retirement plan strategies, life insurance, annuities, living benefits, supplemental coverage and estate planning coordination. When you request or receive these services, we may need to collect additional information, depending on the service, such as:

• Date of birth and age
• Social Security number or tax identification number, when required by a carrier, plan administrator, or application
• Household, dependent, and beneficiary information
• Employment, income, and employee census information (for example, to design group benefit and retirement plans)
• Existing policy, coverage, retirement account, and benefit plan information
• Health-related information that is required for an insurance application or underwriting
• Financial information, such as assets, debts, and goals, needed to prepare recommendations

We collect this information only to the extent needed to evaluate, quote, place, administer, or service the products and services you ask us about.

12.1 How We Use and Share This Information

We may share this information with insurance carriers, underwriters, third-party administrators, retirement plan providers and recordkeepers, payroll and human resources platforms, and other professionals you ask us to coordinate with (such as your attorney, accountant, or estate planning professional). We share it only as needed to provide the services you requested, with your authorization, or as required by law. We do not sell this information.

12.2 Health Information

Where we handle protected health information on behalf of an employer plan, carrier, or other covered entity, we handle it in accordance with the Health Insurance Portability and Accountability Act (HIPAA) and any related agreements, to the extent they apply. Please do not send health details, Social Security numbers, or financial account numbers by text message or unsecured email. Ask us for a secure way to share them.

12.3 Insurance and Financial Privacy

To the extent the Gramm-Leach-Bliley Act and applicable state insurance privacy laws apply to our activities, we do not disclose nonpublic personal information about our clients to nonaffiliated third parties except as permitted by law, such as to carriers, administrators, and service providers who help us perform the services you requested. We restrict access to this information to people who need it to provide those services.

13. Business Consulting Client Information

When we provide business solutions such as fractional leadership, financial performance, operations and systems, technology and AI, people and workforce, capital and funding, or exit and succession planning, we may receive confidential business information. This may include financial statements, payroll and human resources records, contracts, funding and loan documents, and access to business systems.

• We treat this information as confidential and limit access to those who need it to perform the engagement.
• We share it with professionals on your engagement team, lenders, or other third parties only under confidentiality obligations or with your authorization.
• We ask that you share system access and sensitive documents through secure methods only, and we recommend granting only the access needed for the work.
• If we use artificial intelligence or automation tools in connection with our services, we select tools with appropriate confidentiality and security protections and limit the personal information entered into them to what is necessary.
• At the end of an engagement, you may ask us to return or delete your information, subject to any legal or contractual retention requirements.

14. Online Calculators and Planning Tools

Our Website may offer calculators and planning tools, such as life insurance needs and retirement planning calculators. These tools are for illustration only and are not financial, insurance, tax, or legal advice. Information you enter into a calculator is used to display your results in your browser, and we do not receive it unless you choose to submit it to us, for example through a form or by sharing it during a consultation. Results are estimates based on the information and assumptions you provide, and actual outcomes may differ.

15. Email, Phone and Other Communications

If you provide your email address, we may send you service-related messages, responses to your inquiries, and, where permitted, newsletters or marketing emails. Every marketing email includes a way to unsubscribe. Even if you unsubscribe, we may still send you messages about services you have requested or account matters. If you provide your phone number, we may call you to schedule or follow up on consultations and services. You may ask us to stop calling or to add your number to our internal do-not-contact list at any time. SMS messaging is covered separately in Section 3.

16. Testimonials and Success Stories

We may feature client success stories or testimonials on our Website and marketing materials. We publish a client's name, business name, image, or identifiable details only with that client's written permission. If you have given permission and would like a story changed or removed, contact us and we will update it.

17. Third-Party Links and Embedded Content

Our Website may contain links to third-party websites and may embed content such as scheduling tools, videos, forms, or social media features. These third parties have their own privacy practices, and this Privacy Policy does not apply to them. We encourage you to review their privacy policies before providing any information.

18. Do Not Track and Global Privacy Control

Some browsers offer "Do Not Track" or Global Privacy Control signals. Our Website does not currently respond to Do Not Track signals. Where required by law, we will treat a recognized opt-out preference signal as a request to opt out of the sale or sharing of personal information. As stated above, we do not sell personal information.

19. State Privacy Rights

Residents of certain states, including California, may have additional rights under state privacy laws, such as the right to know what personal information we collect and how it is used, to request access to, correction of, or deletion of their personal information, to opt out of the sale or sharing of personal information, to limit the use of sensitive personal information, and to be free from discrimination for exercising these rights.

• Categories we may collect: identifiers (such as name, email, phone number, and address); commercial information (such as services requested); internet activity (such as pages visited); professional and employment information; financial and insurance information; and, where needed for a service you request, sensitive personal information such as a Social Security number or health information.
• Sale and sharing: We do not sell personal information. If we use advertising or analytics cookies that count as "sharing" under applicable law, you may opt out by contacting us or by using your browser's privacy controls.
• How to make a request: Contact us using the information in Section 20. We may need to verify your identity before responding. You may use an authorized agent, and we may ask for proof of their authority.
• Appeals: If we decline your request and your state gives you the right to appeal, reply to our response with the word "Appeal" and we will review it.

Some information we handle, such as information covered by the Gramm-Leach-Bliley Act or HIPAA, may be exempt from certain state privacy rights. We will tell you if this applies to your request.

20. Contact Us